Converting After-Tax Contributions and Aggregating RMDs

By Beverly DeVeny
Director of Retirement Education

I have a client who has some after-tax contributions in an IRA, along with pre-tax contributions. They also have another IRA and 401(k)s. My question is: Can we convert just the after-tax contributions to a Roth IRA or is it pro-rated as a percentage of the overall retirement assets?

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Retire Safe & Secure! With Ed Slott

Our new public television special is now airing nationwide, and Ed is on the road for a pledge drive tour taking place in various cities throughout the country! Check your local listings, and be sure to tune in.

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Now Available! Retirement Decisions Guide 2018

Visit our store to pick up one of the first copies hot off the press updated to include the new tax laws, and take advantage of bulk orders to share with your clients and loved ones!

Fund Your Future: A Tax Smart Savings Plan in Your 20s and 30s has also been updated for 2018!

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