Beneficiaries’ of a Revocable Living Trust

Currently a Roth IRA is set up with the primary beneficiary being the spouse and the contingent beneficary being the Revocable Living Trust.

What are the pro’s and con’s of naming the contingent beneficary the revocable livng trust?

What are the pro’s and con’s of naming the kids of the IRA owner the contingent beneficaries’ instead of the Revocable Living Trust?



What is the IRA owner trying to accomplish?



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