2010 RMD

Our question concerns a husband and wife’s RMD for 2010. The wife is 73 years old and the husband is 87. I have the Tables from the IRS Publication 590 – 2009. For the wife, I used Table III – Uniform Lifetime and her divisor is 24.7. The husband, I used Table II – Joint Life & Last Survivor Expectancy and his divisor is 15.7. I would like to make sure that I am using the correct tables to get their divisors. Thank you for your help.



Yes, your divisors are correct assuming:

1) Wife is sole beneficiary on husband’s IRA
2) Ages stated will be the attained ages of each as of 12/31/2010.



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