Spousal Beneficiary
Good Morning
I am looking for guidance with following fact pattern:
IRA account owner passes away
surviving spouse sole beneficiary
surviving spouse remains beneficary (she is
Good Morning
I am looking for guidance with following fact pattern:
IRA account owner passes away
surviving spouse sole beneficiary
surviving spouse remains beneficary (she is
Permalink Submitted by Alan Spross on Thu, 2012-07-12 16:32
If surviving spouse did not name a successor beneficiary, then the IRA agreement would specify a default beneficiary, most likely her estate.
RMD calculation depends on knowing DOBs of both spouses and DOD of both.
If you don’t know exact dates, use ages when each died. Did surviving spouse pass before she needed to take a beneficiary RMD?