IRA and special needs children

I have a client that has a special needs son; his son is currently receiving S.S. as well as Medicaid. They are in the being stages of trying to shelter their assets e.i. beneficiary designation titling, I am trying to get them to create a special needs trust for their son. The son has an IRA but isn’t old enough to use it. My question is when he starts to use the IRA funds or take is RMDs how will that impact his S.S. benefits but more important his Medicaid benefits.



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