I have an integrated SAR SEP PLan.

THe owner and his employees do salary deferrals ( subject to the 1.25% test )

The owner then contributes 3% for himself and his employees. He is self employed and his income is capped at the $245,000.
( his actual Schedule C income is over $300,000 ).

Because the plan is integrated I am claculating his excess comp over the TWB at $138,200 ( 245,000 ,imus 106,800 ). If you multiply this by 2.7% you get an additional allocation for him of $3,631.

Does this make sense ?

Are there any on line calculators out there that can do this calculation ?
American Funds does not have one .

THank you,
Bob