Permalink Submitted by Alan - IRA critic on Thu, 2013-10-31 21:04
No, before or after the transfer is fine. All the IRS cares about is that the RMD is completely satisfied. And either way it will be taxable and reported by the same beneficiary. If there is more than one beneficiary, the year of death RMD can be completed by either one of them and in any combination.
Permalink Submitted by Alan - IRA critic on Thu, 2013-10-31 21:04
No, before or after the transfer is fine. All the IRS cares about is that the RMD is completely satisfied. And either way it will be taxable and reported by the same beneficiary. If there is more than one beneficiary, the year of death RMD can be completed by either one of them and in any combination.