Claiming SS benefits
I am 66 yr 11 months, working full time , not yet taking SSbenefis; my husband is 69, working and is taking SS benefits. Can I apply for a spousal benefit after I turn 67 at the end of this month and receive 1/2 of my husband’s benefits and hold off taking my own benefits until I turn 70 at which time I would cease taking spousal benefit and take my own benefits?
Permalink Submitted by Alan - IRA critic on Tue, 2015-11-17 00:05
Yes, since you were born prior to 1953, you can still file a restricted application for spousal benefits and bank delayed retirement credits @ 8% per year from 66 to age 70 for your own benefit at 70.