Spousal contributions

I have an existing Roth that I made contributions to when I was working, and I stopped when I retired. My wife, who is still working and meets the income requirements, wants to make a “spousal” contribution in my name. Can her spousal contribution be deposited to my existing Roth, or must a new Roth be established in my name to hold spousal contributions separately?



The spousal contributions can be made to your existing Roth. There is no need to open a new account.



I appreciate your reply. 🙂



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