Permalink Submitted by Alan - IRA critic on Thu, 2016-04-28 20:27
Yes, however the beneficiary must have reached 70.5 just like an owner before they can execute a QCD. That means the person would also have RMDs from any owned IRAs as well as the beneficiary IRA. QCDs in total are still limited to 100k, but any QCDs done from the inherited IRA can only apply to the inherited IRA RMD and the same for the owned IRA.
Permalink Submitted by Alan - IRA critic on Thu, 2016-04-28 20:27
Yes, however the beneficiary must have reached 70.5 just like an owner before they can execute a QCD. That means the person would also have RMDs from any owned IRAs as well as the beneficiary IRA. QCDs in total are still limited to 100k, but any QCDs done from the inherited IRA can only apply to the inherited IRA RMD and the same for the owned IRA.