A client of mine found an small old TIAA / CREF Traditional IRA that he would like to transfer over to my management.

It holds CREF Stock R1, CREF Bond R1, TIREX (which is a decent REIT fund), and TIAA Traditional (closed), a guaranteed income for life type contract. It hasn’t really been tended to and the Traditional allocation has shrunk in size to about a sixth of the portfolio.

Other than using up a rollover, is there any advantages to his keeping the IRA at TIAA. Most of the index funds I use are cheaper and CREF Stock and CREF Bond look so so to me and a little expensive.

Guy is early 40s, had a short stint in not for profit.

Thanks!