estate freeze on a roth ira or roth 401k

if i have several million dollars of real estate in both a roth 401k or roth ira and want to help reduce account values for estate valuation purposes, already over the new limit, are there techniques to do this?



You mean reducing the valuation for estate tax purposes only, and not for retirement account valuation purposes such as Form 5498 or 5500 EZ for a solo 401k? Not aware of any except the 6 month alternate valuation option, but perhaps Bruce Steiner would know of any other options.

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