Inherited IRA

Individual (non spouse) inherited an IRA However he/she has a number of personal issues therefore doesn’t trust himself/herself with the inheritance

question
Is there any strategy or method (once a non spouse inherits an IRA) to restrict payouts?

Thank you



You probably mean to restrict payouts to the RMD or similar. SInce the IRA was not left to a trust FBO beneficiary, the only way to restrict access to the beneficiary would probably be to seek a conservatorship for the beneficiary.

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