Roth IRA for daughter

May I contribute to Roth IRA for my working daughter who has no retirement at her work, and her not know about it? Is it possible for me to contribute to Roth IRA for her and her not know about it?



Unless your daughter is < than the UTMA age of termination. She must be the one to open the account. You can make the contributions, but as the account owner she has full rights to see any contribution and have full transaction rights including a full distribution of the assets.

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