If a deceased client’s beneficiary hasn’t returned calls to start the process of accepting their “IRA inheritance”, what are our options? Is there a deadline to which they must make a decision to take the distribution or move their share to an inherited IRA? Decedent passed away in 2023 and had already taken her RMD. Can a beneficiary’s share stay in the decedent’s IRA beyond the year following the IRA owner’s death?