Client: Barbara -> Son: Joe, Daughter: Anna (also a client)

– Client Barbara had an IRA at Pershing. Her trust was the beneficiary of the IRA.
o 50% of that IRA went into an account titled Inherited IRA FBO Joseph Trust
o Per the attached doc when Joe passed away the Joesph trust should terminate.
 He has no descendants so the trust should dissolve, and remaining property should flow back to Barbara’s living descendant Anna.
– Our question: Should/Can the current IRA flow into an IRA titled: Inherited IRA FBO Anna (and at that point will the RMDs be based on Barbara’s DOB 7-1-50 her dod 3-31-21