I’m hoping to get some clarification on what RMD table a surviving spouse would use when she is named as the primary beneficiary inside of her husband’s Credit shelter trust. Where the CST is the primary and only beneficiary of the husbands IRA. In this case, the husband passed away and named his CST as the primary beneficiary of his IRA. His wife is the primary beneficiary of this trust. He also named his daughter as a surviving beneficiary after his wife dies. The wife and daughter are the only two beneficiaries of the trust. The wife is the same age as her now deceased husband. When the husband passed away he was already taking RMD’s and had already taken his RMD in 2024. My question is, does the surviving spouse continue to use her life expectancy for future RMD’s, or is she now because she was named through a CST have to use the Table of a single life individual to determine her RMD amounts? Thank you so much.