IRA BDA RMD Question

Hello,

 

Can RMDs on a Trust Owned BDA IRA be satisfied by RMDs from a client’s own RMD?

 

Thank you.



No. They must be separately satisfied.

This would also be the case for an individual (non trust) beneficiary who also owned an IRA. But if an individual inherited more than one IRA from the same decedent with the same RMD divisor and method, the beneficiary could aggregate the beneficiary RMDs.

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