Inherited IRA RMD

I know that if a client has multiple IRA’s he is allowed to take all of his RMD from any of the IRA. He does not need to take a adistribution from each IRA, as long as he takes the total amount that is required.

 

My question is, do the same rules apply to RMD’s that are required to be taken from an Inherited?

 

Thank you.



The inherited IRA RMDs can only be aggregated if they were inherited from the same decedent AND the same divisor applies to all of them.

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