Inherited IRA — Non Spouse — 2015 Rules
I’m finding conflicting info on the internet. Can anyone give me the straight answer, please? Mom died in 2015, at age 78…adult son inherited her Traditional IRA. Does the 10-year rule apply or can we stretch the withdrawals further? Thanks in advance.
Permalink Submitted by Alan - IRA critic on Tue, 2025-02-18 21:01
Son inherited prior to the Secure Act and therefore the 10 year rule does not apply. Son can continue to stretch RMDs over his single life expectancy.