Permalink Submitted by Alan - IRA critic on Fri, 2020-03-20 18:07
Not possible to know how investments will perform. However, if you will be in a low tax bracket this year due to job loss, investment losses, etc, you could consider converting cash to get your funds into a Roth cheaply. Most conversions questions like this assume that whatever investments are converted continue in the Roth, and that does not have to be the case.
Permalink Submitted by Alan - IRA critic on Fri, 2020-03-20 18:07
Not possible to know how investments will perform. However, if you will be in a low tax bracket this year due to job loss, investment losses, etc, you could consider converting cash to get your funds into a Roth cheaply. Most conversions questions like this assume that whatever investments are converted continue in the Roth, and that does not have to be the case.