Turning age 72

Im turning 72 December 4th of this year. Do i have to do my first RMD before year end?
Thanks very much .



No. For your first RMD year (2021) only, you can defer that RMD or any portion of it to as late as 4/1/2022. But if you defer your 2022 taxable income will include the amount deferred plus your 2022 RMD.

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