RMD Aggregation and 403b Plans
Good afternoon, Must 403b RMDs be taken from only 403b accounts? I am asking if I might take an aggregated RMD from an IRA in an amount that also covers a 403B account. Thanks. Paul McG
Good afternoon, Must 403b RMDs be taken from only 403b accounts? I am asking if I might take an aggregated RMD from an IRA in an amount that also covers a 403B account. Thanks. Paul McG
Permalink Submitted by Alan - IRA critic on Wed, 2021-10-27 17:57
No, this cannot be done. RMDs for IRAs can only be aggregated with other IRA accounts and RMDs for 403b plans can only be aggregated with other 403b plans. RMDs cannot be aggregated between IRAs and 403b plans.