I’m 74 and just retired this year (Sept 2021). I’ve been taking required distributions from my IRA, but have not from my 403b plan (I’m not an owner). I’m reading that my required beginning date is 4/1/2022 – does that mean I have a required distribution from my 403b for 2021 that I have to take before 4/1/22? And, I can take this 2021 distribution this year or next year before 4/1/2022? And, if I delay I’ll have two required distributions in 2022?

Thanks for any help anyone provides.