Husband took social security at age 62 and passed away at age 65. His wife is age 65. She has now yet taken her own social security but is taking his but is questioning if:
1) She was told that his ss will never increase and will be also based on that lower age. Is this correct?
2) Is she able to continue taking his until she turns age 70, and then turn hers on at that age if that amount is greater?
3) Also, she is confirming since she is not of full retirement age yet, how much can she earn before it effects her social security?
Thank you.