Hello,

I have a client who has a traditional IRA and an IRA BDA with her mother in law as the original owner. The client’s husband had an traditional IRA held at an outside financial firm with his wife as the sole spousal beneficiary. the husband passed away 6 months ago and a check was sent to my firm and my back office rolled the funds over the IRA BDA account in August 2022.

Can you think of anyway to move the funds from the IRA BDA to the wife’s traditional IRA so she can treat them as their own? Any help would be greatly appreciated.

Thank you.