On today’s webinar for the Secure 2.0 RMD Rules, two questions were asked regarding Inherited Roth IRA’s and the RMD rules. In the first answer below, it says ALL ROTH IRA OWNERS are deemed to have died BEFORE the required beginning date. And Ed even said that no RMD’s are required from Inherited Roth’s and it just needs to be emptied by year 10. But the next time the question came up the answer was, Annual RMDs apply if original owner died on or after RMD required beginning date. Both questions were asking about the Inherited Roth IRAs, but it’s two different answers. Can someone please clarify which one is correct? I have copied and pasted the questions and answers directly from the webinar below.

Are RMDs on inherited Roth IRAs under the 10-year rule required in year 1-9? Theoretically, there was no RBD for the original account owner.
If RMDs were not “turned on” – meaning the owner did not reach the required beginning date – then no RMDs in years 1- 9 of the 10-year rule. ALL ROTH IRA OWNERS are deemed to have died BEFORE the required beginning date.

ON AN INHERITED ROTH IRA ARE THERE RMD RULES OR JUST WITHDRAW ALL WITHIN 10 YEARS?
Annual RMDs apply if original owner died on or after RMD required beginning date.