If a person is on Medicare and pays an Income Related Monthly Adjustment Amount (IRMAA) surcharge, and they were not subject to IRMAA, how can they get that money back. In 2022 I was not even close to the IRMAA threshold, yet IRMAA surcharges were deducted from my monthly social security payments. We had to make payments for medicare directly for my wife, which included IRMAA adjustments, because she has deferred collecting social security. I called medicare and they confirmed that in 2022 my wife and I both made IRMAA payments and MC told me to contact social security about getting a refund. I spoke with a representative from my local social security office and he told me the payments, although not required to have been paid, are non-refundable. Perhaps this question is outside of your scope but as a long-time subscriber to your newsletter, there are many times you have touched on the subjects of medicare, social security and IRMAA>
Thank you.