RMD – Spouse
Client, born 1952, turns age 73 in 2025
First RMD year 2025, Required begin date April 1, 2026
Wife, born 1953
How to determine RMD for Client is spouse if not a beneficiary at all, in this case going to children?
How to determine RMD for Client is spouse if added back as some percentage of RMD, say 5% along with children?
Thanks
Permalink Submitted by Alan - IRA critic on Wed, 2023-09-20 14:34
The RMD is the same either way. The Uniform Table applies each year based on client’s age that year.