Hello and thank you in advance for your input! Husband and wife both 73 and in RMD stage. Husband dies in freak auto accident. No beneficiary was named so his pour over will sent the account to the bypass trust (as opposed to surviving spouse). Not sure why this was the path they took but regardless. It appears they did not take a distribution for 2022. And they need to know what they need to take moving forward. The current balance is $125,500, of which $25,500 is in cash. The rest is tied up in a self-storage/real estate deal. They plan to give any distributions to the surviving spouse. So the spouse will get the distributions and then the kids will receive the rest once she dies. It’s a look through trust, the beneficiaries are identifiable but it seems the 10 year rule would apply regardless for the kids. I guess the amount should be what the husband was taking for surviving spouse, or is it possible to stretch out for wife’s life and then on her death the 10 year rule begins? Thank you!