Father passed away in 2021. He was 58 when he passed. Two children are beneficiaries in his trust. Children are 28 and 30 years old.

IRA and Roth IRA are currently titled in the Trust. For example, the statement says, IRA FBO John Doe Trust bene of John Doe Trust.

I am assuming the trust would qualify as a “see through” trust based on the language in the trust naming his children as beneficiaries. Would each account (Roth IRA and Traditional IRA) be subject to the 10 year RMD rule?