Roth IRA Eligibility
| Year | Married/Joint | Single or head of Household |
|---|---|---|
| 2023 | 218,000 – 228,000 | 138,000 – 153,000 |
| 2024 | 230,000 – 240,000 | 146,000 – 161,000 |
| 2025 | 236,000 – 246,000 | 150,000 – 165,000 |
If filing married-separate, the phase-out range is $0 – $10,000.
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