Withdrawal of Application of SS Benefits
Has anyone used the Withdrawal of application of Social Security Benefits in retirement planning for clients? I’m looking for additional information regarding suitability, usage, pitfalls, etc. Thanks.
Janet Heitzig
Permalink Submitted by Alan Spross on Tue, 2008-04-01 21:38
Here is a study showing that using SSA as a life annuity source saves about 38% vrs Vanguard’s annuity, so “file and suspend” can become compelling in certain cases.
http://www.retireearlyhomepage.com/cheap_annuity.html