Client is 74, last day of work was August 13, due to closure of the business. Receiving severance pay weekly until November 13, will then apply for unemployment. If he rolls the pension into an IRA:

1. Is the plan required to pay the RMD before it’s rolled into an IRA?
2. If the RMD is paid to the client, will that affect his ability to collect unemployment? If yes, is there a way to delay the rollout from the plan that would allow him to collect unemployment?