Proposed RMD changes for 2008 and 2009

Can someone clarify what the proposed RMD changes for 2008 and 2009 are?



There are a number of them out there, none yet included in any kind of Congressional bill. Most involve relief for the RMDs based on using a more current valuation date than 12/31/07 which will be much lower.

But there are problems here. What about those who have already taken their full RMD? Will they be allowed to roll funds back to the IRA? What about employer plans? Does their platform accept the roll back of distributed funds?

It will take awhile longer for any specific action to get done.



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