beneficiary ira
can a beneficiary ira be stretched after she passes away by the new beneficiaries?
The one exception to that occurs when the original beneficiary is the surviving spouse, and the surviving spouse passes before RMDs are required. (Does not apply to surviving spouse of a surviving spouse).
Pub 590, p 37 – Death of Surviving Spouse
Permalink Submitted by Al Fry on Thu, 2009-01-08 17:06
Yes, however only over the remaining life expectancy of the deceased beneficiary. It has nothing to do with the new beneficiary’s age.