trust taxation

I have a client with IRA issues but first I need to verify the taxation of her A-B trust.The client has done her own taxes for years and her husband died three years ago.The husbands portion(part b) has an EIN # but she just claims the income as her own on the 1040.I think she should have done a 706 and issued K-1’s for the last three years,am I missing something?Thanks Brian



She should be filing Form 1041 for the B Trust. She would issue herself a Schedule K-1 for the income and report that on her return. If the B Trust has expenses they are netted against the income, which can be an advantage taxwise.

Normally a B Trust pays tax on capital gains but you would need to check the trust agreement and/or state law on that point.

The most important thing is that the assets are titled in the name of the B Trust. So many surviving spouses fail to do that and it can cause problem at the death of the survivor.

And (unless it was too small) his estate also has to file an estate tax return (Form 706).

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