Permalink Submitted by Alan Spross on Thu, 2009-09-10 21:04
No. Your 2009 RMD has been waived and therefore you do not have to take it at all, even if you have planned to defer it to 2010. But you still must take your 2010 RMD no later than 12/31/2010 based on your 12/31/09 account balance.
Of course, stay tuned because there is always a chance that Congress will extend the 2009 waiver for 2010. Probably unlikely though because the markets have recovered more strongly than expected.
Note: Please post these in the discussion forum section. This section is for website assistance. Thanks.
Permalink Submitted by Alan Spross on Thu, 2009-09-10 21:04
No. Your 2009 RMD has been waived and therefore you do not have to take it at all, even if you have planned to defer it to 2010. But you still must take your 2010 RMD no later than 12/31/2010 based on your 12/31/09 account balance.
Of course, stay tuned because there is always a chance that Congress will extend the 2009 waiver for 2010. Probably unlikely though because the markets have recovered more strongly than expected.
Note: Please post these in the discussion forum section. This section is for website assistance. Thanks.