SIMPLE IRA & RMDS

I have a client who has an IRA and still contributes to SIMPLE IRA plan through work. Client is 70 1/2yrs, has to take RMDs. Can I combine these acct values and take one RMD distribution from IRA, or, must I take the RMD from each acct.



You can aggregate them for RMDs, ie. calculate the RMD amount separately for each IRA, but then take that total RMD amount from just one of them (or other combination you may choose).

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