Permalink Submitted by Alan Spross on Mon, 2011-05-02 20:32
If you are asking about the taxation of SS benefits due to AGI, only the taxable portion of a Roth IRA distribution adds to the AGI and can increase SS taxation. If you are not on SSD, then you are over 59.5 and either your Roth is qualified and fully tax free, OR your earnings in the Roth come out last after all your regular and conversion contributions. Therefore in most cases a Roth distribution was not add anything to your AGI.
Permalink Submitted by Alan Spross on Mon, 2011-05-02 20:32
If you are asking about the taxation of SS benefits due to AGI, only the taxable portion of a Roth IRA distribution adds to the AGI and can increase SS taxation. If you are not on SSD, then you are over 59.5 and either your Roth is qualified and fully tax free, OR your earnings in the Roth come out last after all your regular and conversion contributions. Therefore in most cases a Roth distribution was not add anything to your AGI.