Hi Ed,

I am currently living with my parents caring for them for the upcoming year. I have rented out my home. outstanding balance of my mortgage is $180,000.00. I have 3 daughters . they are all working and have graduated from college. in case something happens to me I want to have some type of protection to cover the outstanding mortgage balance. what do you recommend? from time to time I get a package from AAA for life insurance that is up to $200,000.00. it is a monthly cost of 29.99. should I do it. I also have not done a will either. do I really need an attorney? could I go a website and just print a form? could I just write a piece of paper what I want done? Please advise. I have used your services in my previous job and it made me look really good in front of my customers. Thank you for doing what you are doing.

Shahpar Naghshineh