We have a new client who’s husband requested a rollover from Ford Motor Co. to go into an IRA at Fidelity. After the check was cut and sent he passed away. Fidelity is refusing to deposit the check into his IRA now. Fidelity said they will only turn around and send a check for the full amount payable to the deceased’s estate. That won’t allow the spouse/beneficiary to put it into an IRA for herself and defer the taxes. Does anyone have any suggestions or options for her?

– Tony