Does anyone have any thoughts or experience with the Infinite Banking Concept — using the cah value in whole life insurance as a financing tool or “private bank” as developed and promoted by Mr. R. Nelson Nash? I have read some opinions on how this concept, if structured the correct way, can also be used to create a tax-free retirement income. There is plenty of information and books on this subject. However, I am just hoping to find someone with an objective, knowlegable opinion. Thank you!