2025 Remaining Balance
I have a client who passed away before completing her 2025 RMD. The remaining balance is about $200. There are three beneficiaries.Does each beneficiary have to take a third, or can one satisfy the $200 before 12/31/2025?
Thank you,
Denise Sowell
Permalink Submitted by Alan - IRA critic on Thu, 2025-10-16 14:18
It can be done in any combination of the beneficiaries, but for just $200 should probably be completed by one of them. They actually have until 12/31/2026 to complete the year of death RMD, but better to get it out of the way since $200 is not going to affect their tax planning.
Permalink Submitted by Denise Sowell on Fri, 2025-10-17 08:26
Thank you.