Client has a salary continuation agreement that pays over $100,000 5 years (total of $500,000). The agreement is based upon age and is payable to employer’s spouse if employee dies. Company is saying that he cannot contribute to the 401k. We have been told they are putting it on a 1099. The company can list as earned income or passive income. If it is listed as passive income, are there any options for retirement planning? Is there a way we can direct the company as this is reported (this is the first time they have done it and are willing to work with us)