Roth IRA with fixed rate annuity

What should I look for in a Roth IRA fixed rate annuity? What would be a good/fair interest rate?



Interest rates at this time are near historical lows, but the interest rates will still be higher if you are willing to tie up the funds for longer periods of time. You can also purchase CDs in your Roth IRA but those rates are also very low. Annuity rates might be higher than CDs but you risk early surrender penalties if you don’t hold the annuity beyond the surrender period.

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