IRA Transfers to Charity…

We have a client that is looking to withdraw his 2014 RMD and send it to his church as a charitable contribution. Do you know if this has passed for 2014?



It has not passed yet. Client should either wait until December or if he will donate to the church either way, he can ask to have the check made out to the church now. Then if the QCD is reinstated retroactively, he will qualify. If not, then he would have to report a taxable distribution and then itemize the deduction if he can itemize.

Got a acknowledgement today that last Friday several of my charities received what will hopefully be my 2014 QCDs.   Tom D.

Now it appears we are looking a January for any retroactive QCD for 2014. Probably will be similar scenario to how the 2012 QCD was extended in January, 2013.      http://news.cchgroup.com/index.php/tax-headlines/federal-tax-headlines/mcconnell-looking-to-pass-extenders-in-january/

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