Inheriting an Inherited IRA
What life expectancy does the beneficiary of an inherited IRA use? Would it be to continue the RMD calculation as the owner of the inherited IRA would have done or does the new inherited IRA owner use his or her life expectancy?
Permalink Submitted by Alan - IRA critic on Thu, 2015-03-12 19:03
The RMD schedule of the original desigated beneficiary must be continued no matter how many times the IRA changes beneficial ownership. However, a spousal beneficiary can roll over distributions into their own IRA and use their own life expectancy.