A client works for her husband’s Funeral Home, part-time, and full-time for a local title company. She is 50 years old, and has cancer. She is going to retire from her full-time job on April 1, and is planning to file for disability. I don’t know what her role will be at the Funeral Home, or if she can receive compensation while applying for disability. Her husband’s funeral home files an income tax extension and makes their SEP contribution before the September deadline. He asked me if he should make her SEP contribution now for last year, because of her upcoming retirement and disability app.? What are your thoughts? Any other information regarding filing for disability and future SEP contributions for her would be helpful as well.