Permalink Submitted by Alan - IRA critic on Mon, 2016-10-31 23:07
Yes, in kind distributions count toward the RMD as well as cash. But because value of shares fluctuate, it takes some cooperation from the IRA custodian to make the RMD total to the exact amount. If you have a taxable brokerage account with your IRA custodian, they can just transfer the shares into it.
Permalink Submitted by Alan - IRA critic on Mon, 2016-10-31 23:07
Yes, in kind distributions count toward the RMD as well as cash. But because value of shares fluctuate, it takes some cooperation from the IRA custodian to make the RMD total to the exact amount. If you have a taxable brokerage account with your IRA custodian, they can just transfer the shares into it.